Retirement

Retirement is perhaps the portion of our life that we all look forward to and with the correct plans in place, can be the best part of our lives. At ad+ financial our aim is to help every individual to ensure that they have the means to enjoy their retirement.

Retirement

Retirement is perhaps the portion of our life that we all look forward to and with the correct plans in place, can be the best part of our lives

At ad+ financial our aim is to help every individual to ensure that they have the means to enjoy their retirement.

People tend to save throughout their working life in order to enjoy their retirement and as you approach retirement there are many different options to consider.

Some people work part time, others retire fully.  Income is usually a concern as people are entering into the unknown having been used to a weekly or monthly wage in some cases for 45 years or more.  

We at ad+ financial can help you to review all the options available to you – whether it is choosing the most tax efficient way to draw your income under the new flexible rules through to choosing the type of Annuity and which company to buy it from.

There can be other concerns at retirement - Is Inheritance Tax going to be an issue - do you want to make gifts to children or grandchildren - if so can these be done in a tax efficient manner. Are my savings and Investments still in the best place now am I no longer working? Or perhaps even ensuring that you are getting the best from your accumulated