Mid-Life

As we approach the perceived mid-point in our lives, our thoughts naturally turn to ensuring that we have made provisions for the future and going forward.

Mid-Life

As we approach the perceived mid-point in our lives, our thoughts naturally turn to ensuring that we have made provisions for the future and going forward.

If you have children, as they grow up and start to make their own way, your financial priorities change (although the bank of Mum and Dad seldom closes). Or if you are single, will you still be able to afford those holidays that you enjoy.

We tend to spend our 20s and 30s creating the family home, having a mortgage and possibly a few career changes and taking care of the financial needs for the here and now. We then reach a stage where our financial priorities change as we realise that retirement is approaching.
Have I saved enough money?  Is my pension pot going to be big enough? Is my money invested in the right places?  Should I be paying more to my mortgage?  Will my family be affected by Inheritance Tax?  What do I do if my health deteriorates? 

At ad+ financial our specialist advisers will discuss your priorities and future plans and help you create your financial plan which helps to prepare you for the years ahead.

Our expert analysis of your needs and future requirements will incorporate the use of complex software to provide you with a Cash-flow Model of your situation and if necessary a solution to remedy and shortfalls.